What is Hail Alley and How Are you Going to Protect Your Roof?
If you are wondering about the possibility of damage to your home, consider hail as one of the most common things that you have to deal with. If you are living in South and Central Alberta, then most likely you are in hail alley. What is hail alley? It is the area that experiences the worst damaging hail storms.
In 1991, Calgary experienced a storm that caused $342 million worth of damages. This was considered as the most damaging hail storm in Canada’s history during that time. However, by 2010, the City of Calgary experienced another barrage of hailstones but this time causing $400 million worth of damages.
Things done to prevent hail storms
In 1996, there were steps made in order to lessen the chances of hailstorms. Alberta Severe Weather Management Society was formed along with Alberta Hail Suppression Project. What this project does is perform cloud seeding in order to lessen the severity of the hail storm. The cost of the project was $2.5 million in 2012. However, it helped save a good amount of money by managing the severity of the problem.
Is it only in Canada?
Hail Alley is also located in parts of the US. For instance, Colorado is considered part of hail alley. In fact, the US averages around $1 billion loss on crops and other agricultural products due to a hailstorm. Kansas has recorded an estimated $2 billion damage to both crops and property on April 10, 2001.
How do you protect your property?
It is important that you know exactly how to protect your property from damages caused by hail especially if you are living in the area. It is important that you first have good roofing. Old roofs will usually get damaged.
Aside from making sure that you make use of new roofs, it is imperative that you also have the right insurance. The right insurance for your home should be reliable and should be able to act fast once there is damage caused by hail. It is also imperative that you compare the price, not to mention the reputation of the company that you are going for.
Should you always make a claim?
There are instances when you shouldn’t always make a claim. If you have an old roof for instance, do you really want to make a hail storm claim? Keep in mind that it can reflect on your record for several years. This can increase your premium. Could you imagine dealing with it for the next 3 to 5 years? In this particular scenario, it is a good idea that you first change the entire roof and then have it protected by the insurance.
Dealing with the weather can be stressful. It is imperative that you are willing to spend on the necessary protection of your property via insurance. Also, make sure that you don’t go for a particular insurance company at will. It is a good idea that you take the time to window shop and stick to the best options out there. This is especially true if you are located in the hail alley.